TREKKING AND HIKING INSURANCE COVER OPTIONS

Trekking or Hiking and Climbing have become popular for many adventure seekers looking to add a climb up Kilimanjaro or a trek to Everest Base Camp or even Island Peak to their list of amazing adventures. But any climb to high altitude carries with it a number of risks and having the correct and good trekking insurance is an absolute must.

 

We will assist in helping you provide good cover. Below we have links to two options. If you are in South Africa, either one will apply. If you are not from South Africa then look at the World Nomad option on the right. Remember that we are not insurance experts and it is your responsibility to ensure you have correct and adequate cover. This page is a guide only.

As a company, we (Nomadic Adventures) do not allow anyone to climb with us unless they have adequate travel insurance. Adequate, means you must be covered for

1) trekking or hiking - this may sound strange, but many insurance list that as an exclusion.

2) altitude up to 6,000 meters. Most travel insurance providers do not include this under their standard cover and often limit it to 3500m or less.

3) Sprains strains and physiotherapy - yes, many insurers exclude this, though ironically, this is what you will most likely need cover for.
4) personal accident - this is the horrible part of insurance. Yes, you need to be covered in the case of death. We are often told by clients - "if anything happens to me, just leave me there." It is not that simple. Bodies need to be brought home or laid to rest overseas, and this can run into thousands of dollars, creating a huge burden on family members.

View a selection of trekking/hiking insurance options

TIC Travel and Trekking Insurance South Africa

TIC offers good hiking, trekking and travel cover from South Africa for trips like Kilimanjaro, Everest Base Camp, Inca Trail etc, even Aconcagua. It also offers standard travel insurance for things like cancellation, curtailment, lost luggage etc.

World Nomad Altitude Trekking Cover

Once you have done your initial quote, you will need to upgrade your cover to include altitudes up to 6000m. Towards the bottom of the page you will see a section called, Options: Upgrade your cover. Click the link called 'View Adventure Sports Benefits'. A blue pop up screen will open. Look for the level of cover required for 'trekking to 6,000 meters' or 'hiking to 6,000 meters'. Depending on your country it is usually a level 1 or 2.